A friend of mine said that after her van was totaled, the insurance company will not replace the seats because the seats were not occupied at the time. Correct me if I'm wrong, but seats don't have to be occupied to be replaced, right? How can she get the insurance to replace her seats? Does the car seat manufacturer have to send the insurance company something saying they have to be replaced?
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Insurance company not replacing seats after a crash
- Thread starter RJB78
- Start date
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carseatcoach
Carseat Crankypants
If the van was totalled, the seats probably needed to be replaced regardless of occupancy.
Whether the insurance company is obligated to do so depends on what kind of coverage she had and whether they consider carseats to be personal property or part of the vehicle.
Whether the insurance company is obligated to do so depends on what kind of coverage she had and whether they consider carseats to be personal property or part of the vehicle.
ctbcleveland
Well-known member
Linking to a helpful thread by Jeanum on the topic.
Basically every seat would have to be replaced. Britax will let you keep them after a minor crash - but I think being totalled is beyond "minor"
http://www.car-seat.org/showthread.php?t=9575
Basically every seat would have to be replaced. Britax will let you keep them after a minor crash - but I think being totalled is beyond "minor"
http://www.car-seat.org/showthread.php?t=9575
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