I know you got the answer already, but I'm just going to add that, in my dh's car, I've just always locked the belts on the boys... not to prevent squirming, but because I worried about the lapbelt being so easily loosened. If it weren't as snug as it is in my van, where the belts lock at the latchplate, I worried that just from moving their legs, the belt might loosen and, in a crash, that little bit of extra slack might let my child submarine out.
I have not thought of an age where I'd be fine not locking them only because, with my oldest now out of a booster, my boys now lock the belts on themselves without any reminder. It is habit and has been drilled into them just because it's what we've always done.
My 7yr old has actually complained that the shoulderbelts in my van don't lock, because he likes how secure the locking belt makes him feel.
I had to explain to them why we do it in that car and why my van's belts are still safe, and my concerns about the lapbelt being allowed to move and now he's fine again with my van.
I honestly will never give my kids the options to go without locking the belt.
Instead, as they get older and go with others, I will teach them how to identify belts that have locking retractors so that they can know when to lock them and when not to.
By giving them that power, I think it will prevent them from drawing attention to themselves doing it and thereby avoid any teasing from kids who don't lock their belts.