Vent Minor accident - have to replace car seats

twin momma · Nov 13, 2009

Entirely my fault. Very minor accident, but I still have to discard the carseats. I already have a couple of Radian XT SLs that I was planning on swapping my EFTAs out with so I could fit three across so that isn't a problem. I am just very annoyed that I now need to destroy these. I was planning on doing something with them (sister, mom, husband... they all need car seats for their cars). Insurance company will replace them as part of my claim, but it's looking l am not going to need to make a claim to fix my car and the cost of the seats is less than my $500 deductible.

I am very grateful, however, that despite my having been distracted, that my babies are fine and no one else was injured.

NannyMom · Nov 13, 2009

Sorry about your loss of seats

But glad everyone is ok :thumbsup:

amyd · Nov 13, 2009

Keep the covers! You can sell them & recoup some of the money. Glad you're all okay

twin momma · Nov 13, 2009

amyd - that's a thought! My nephew uses EFTA for his daughter... I was thinking of letting him have the covers as spares. Never thought of selling them.

MJB · Nov 14, 2009

Glad everyone is ok. Sucks about the carseats for sure.

I was talking to a friend of mine who's husband hit a deer with their carseats in the back of the car. The kids were not in it, luckily, but her insurance said that they (as in some safety commity, not her insurance) changed the "rule" about replacing seats in an accident. Since the seats didn't have any weight bearing in them, they are safe to reuse. When I was researching 3 years ago I thought this didn't matter as long as it met other criteria. Such as: person was injured, car was totaled, airbags deployed, ect...

In speaking to my friend, none of these criteria were met, but the note she got said they wouldn't replace seats because there were not children riding in them. Anyone know the "requirement" for insurances to have to replace seats?

Tx.

NannyMom · Nov 14, 2009

MJB said:
Glad everyone is ok. Sucks about the carseats for sure.

I was talking to a friend of mine who's husband hit a deer with their carseats in the back of the car. The kids were not in it, luckily, but her insurance said that they (as in some safety commity, not her insurance) changed the "rule" about replacing seats in an accident. Since the seats didn't have any weight bearing in them, they are safe to reuse. When I was researching 3 years ago I thought this didn't matter as long as it met other criteria. Such as: person was injured, car was totaled, airbags deployed, ect...

In speaking to my friend, none of these criteria were met, but the note she got said they wouldn't replace seats because there were not children riding in them. Anyone know the "requirement" for insurances to have to replace seats?

Tx.

The requirement for replacing seats is according to the manufacturer. Almost every one says to replace after any crash. Britax says it needs to be replaced if any of the following happened: Airbags deployed, someone was injured, the car was not drivable, there was damage to the door closest to the carseat.

However, rules for insurance replacing the seat may vary by state. I've heard in CA that insurance is required to replace the seat, unless they were not occupied. But from reading here, it is not uncommon to have to fight with an insurance company to pay for seat replacement. And then some companies will just cut a check right away.

Raegansmom4 · Nov 14, 2009

MJB said:
Glad everyone is ok. Sucks about the carseats for sure.

I was talking to a friend of mine who's husband hit a deer with their carseats in the back of the car. The kids were not in it, luckily, but her insurance said that they (as in some safety commity, not her insurance) changed the "rule" about replacing seats in an accident. Since the seats didn't have any weight bearing in them, they are safe to reuse. When I was researching 3 years ago I thought this didn't matter as long as it met other criteria. Such as: person was injured, car was totaled, airbags deployed, ect...

In speaking to my friend, none of these criteria were met, but the note she got said they wouldn't replace seats because there were not children riding in them. Anyone know the "requirement" for insurances to have to replace seats?

Tx.

I was in a minor accident a little over a year ago (other driver at fault). Her insurance only paid for the 1 seat that was occupied - a snugride. Luckily, the accident was minor enough to meet Britax's criteria so I could keep my MA (the unoccupied seat). When I asked her insurance about my MA, they said they only replace occupied seats. Boo.

Jonah Baby · Nov 14, 2009

I've found it also depends on the insurance company itself and who's company is paying for it, ya know?

Good luck!
You might have an easier time getting three across with new seat choices!

Vent Minor accident - have to replace car seats

twin momma

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NannyMom

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amyd

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twin momma

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MJB

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NannyMom

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Raegansmom4

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Jonah Baby

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