Insurance wont replace car seat after accident.

canmom

New member
Are you sure there are no cracks in the seats? Has the insurance company inspected them? Because I'm pretty sure there ARE cracks in those seats, if you just look hard enough. Try using a hammer to look, that really helps sometimes. :whistle:

ROTFLMAO :thumbsup:
 
ADS

bubbaray

New member
Are you sure there are no cracks in the seats? Has the insurance company inspected them? Because I'm pretty sure there ARE cracks in those seats, if you just look hard enough. Try using a hammer to look, that really helps sometimes. :whistle:

:yeahthat:

I find a hammer helps immensely when dealing with insurance companies.... All sorts of practical uses. LOL
 

scoutingbear

New member
I live in CA and we successfully had our insurance company replace our 2 new GN's when dh was rear ended (even though the seats were unoccupied at the time of the crash). We had a letter from Graco, asked for them to accept liability in the case of an accident where the seats failed, and scanned the pages of the instruction book where it said not to use the seats after any accident. It was actually quite easy. They would only cover to replace the same seats (ie we couldn't "upgrade" to different seats...but we had just gotten the GN's so we were fine with that).
 
P

Patricia May

Guest
My sister was in an accident and her children were in the car in there car seats another driver hit her and it was there fault but they did not have insurance and my insurance company is saying they will not replace the car seats. This happened in Wisconsin if that helps what can we do? They were also Graco car seats.
 

ketchupqueen

CPST and ketchup snob
Staff member
So typically, the at-fault party would be responsible to "make whole her losses" in a crash, including replacing seats that needed to be replaced. However, since the other party is uninsured, it's a bit tricky. If she had an uninsured rider to cover this situation, tell her to use that language, that she needs her losses made whole, and provide the statement from the manual that they must be replaced as proof if needed. If she doesn't, she may be out of luck as what an insurance company covers in that situation is limited and Wisconsin is not a state that specifies that car seats must be replaced by insurance. She can still try providing the manual and asking to be made whole, and can contact Graco for additional documentation that they must be replaced, but there's a chance they won't budge.
 

Car-Seat.Org Facebook Group

Forum statistics

Threads
219,657
Messages
2,196,900
Members
13,531
Latest member
jillianrose109

You must read your carseat and vehicle owner’s manual and understand any relevant state laws. These are the rules you must follow to restrain your children safely. All opinions at Car-Seat.Org are those of the individual author for informational purposes only, and do not necessarily reflect any policy or position of Carseat Media LLC. Car-Seat.Org makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis. If you are unsure about information provided to you, please visit a local certified technician. Before posting or using our website you must read and agree to our TERMS.

Graco is a Proud Sponsor of Car-Seat.Org! Britax is a Proud Sponsor of Car-Seat.Org! Nuna Baby is a Proud Sponsor of Car-Seat.Org!

Please  Support Car-Seat.Org  with your purchases of infant, convertible, combination and boosters seats from our premier sponsors above.
Shop travel systems, strollers and baby gear from Britax, Chicco, Clek, Combi, Evenflo, First Years, Graco, Maxi-Cosi, Nuna, Safety 1st, Diono & more! ©2001-2022 Carseat Media LLC

Top