I was rearended Wednesday night with my son in the backseat, in his Marathon. We're all fine, but my bumper and tail light need to be replaced, and the metal that holds my bumper in place has to be fixed.
Long story short, Geico (my insurance) says that regardless of circumstances of accident, the car seat needs to be replaced, and it would be if we filed through them. State Farm (other driver's father's insurance [oh yea, the other driver isn't even insured, to make it better!]) says that it will not replace the car seat based on the location of the accident (I was hit in the driver's side rear, son's carseat is on the passenger side).
I do not feel safe with my son in this carseat - we were stopped and were hit pretty hard, and I was pushed forward, so who knows what kind of damage the carseat sustained that isn't visible, kwim?
Geico told me that if SF does not replace the car seat, that they will go after them to get the seat replaced.
SF is taking their sweet time with all of this, and I don't have that kind of time (I had to locate the driver for them, they're not following up with driver's father, etc).
Is there anything I can do to show them/convince them that the carseat needs to be replaced? Is there anything that I can do to speed this process along?
I'm really not so mad about my car as I am that a stupid kid who had been out drinking rearended me with my son in the car. His friends bailed and ran behind a building before I was even out of my car. The clencher is that he almost rear-ended me at the light right before he actually hit me, and I said out loud "slow down before you rear-end me with my son in the car."
Any stories of how you got your carseat replaced/similar situations would be very much appreciated.
TIA
Long story short, Geico (my insurance) says that regardless of circumstances of accident, the car seat needs to be replaced, and it would be if we filed through them. State Farm (other driver's father's insurance [oh yea, the other driver isn't even insured, to make it better!]) says that it will not replace the car seat based on the location of the accident (I was hit in the driver's side rear, son's carseat is on the passenger side).
I do not feel safe with my son in this carseat - we were stopped and were hit pretty hard, and I was pushed forward, so who knows what kind of damage the carseat sustained that isn't visible, kwim?
Geico told me that if SF does not replace the car seat, that they will go after them to get the seat replaced.
SF is taking their sweet time with all of this, and I don't have that kind of time (I had to locate the driver for them, they're not following up with driver's father, etc).
Is there anything I can do to show them/convince them that the carseat needs to be replaced? Is there anything that I can do to speed this process along?
I'm really not so mad about my car as I am that a stupid kid who had been out drinking rearended me with my son in the car. His friends bailed and ran behind a building before I was even out of my car. The clencher is that he almost rear-ended me at the light right before he actually hit me, and I said out loud "slow down before you rear-end me with my son in the car."
Any stories of how you got your carseat replaced/similar situations would be very much appreciated.
TIA