I posted earlier in the car forum that DH's Jeep was in a wreck on Christmas when the IL's were driving it. We've been around and around with our insurance, and they're basically telling us that the "at fault" party is responsible for replacing my SIL's car seat, and our insurance won't cover it. Well that's just lovely, since the "at fault" party has no freaking insurance
This goes against basically EVERYTHING that I've read here, and on other forums. We don't have uninsured motorist coverage, so we're having to file the claim against our collision coverage. I assumed they would cover everything aside from the deductible. THAT is why we pay them, right?
Honestly it's not a really huge deal to just buy my SIL a new seat (and I will, if it comes down to that - I don't want them driving around with the wrecked one), but right now it would certainly be a WHOLE lot better if insurance covered it for us.
So what do we do next? I'm really REALLY ticked off, because if it was us in the car, with OUR kids, we'd be out $700ish (DH usually has our Boulevards in his car, not the combo I use).
This goes against basically EVERYTHING that I've read here, and on other forums. We don't have uninsured motorist coverage, so we're having to file the claim against our collision coverage. I assumed they would cover everything aside from the deductible. THAT is why we pay them, right?
Honestly it's not a really huge deal to just buy my SIL a new seat (and I will, if it comes down to that - I don't want them driving around with the wrecked one), but right now it would certainly be a WHOLE lot better if insurance covered it for us.
So what do we do next? I'm really REALLY ticked off, because if it was us in the car, with OUR kids, we'd be out $700ish (DH usually has our Boulevards in his car, not the combo I use).