natysr
New member
So, we were in a fender bender a couple weeks ago. A truck in front of us backed into us. Last week the adjuster came out and looked at our car. He said we should hear from the insurance company in 7-10 days. Well, today we recieve a check in the mail from the insurance company for about $1,000. $326 of that was for the Boulevard ($299 plus tax). The balance was for the bumper repair. Also enclosed was a copy of the guy's estimate. The letter states that we now need to go find a body repair shop, show them the estimate, have them do the work, and if there is any discrepancy in their estimate and the one the insurance company gave us, we have to talk to the insurance company, and the guy that did the estimation, have the body shop talk to them, then the insurance company will determine if they will pay any overage (if there was any). Is it just me, or does it seem like they are make us do all the leg work?
DH got rearended several years ago, the lady had state farm, and they just sent DH to their authorized repair shop and they just billed the insurance directly.
So, I guess my question is, has anyone ever had this type of experience. If I called the no named insurance company and told them I don't like they way they do this and offer to send the the check back, would they be willing to deal directly with a body shop. Do I have any rights in this regard.
Frankly, I just don't have the time to hop around from body shop to body shop looking for someone to do the work for a price the insurance company thinks is right.
DH got rearended several years ago, the lady had state farm, and they just sent DH to their authorized repair shop and they just billed the insurance directly.
So, I guess my question is, has anyone ever had this type of experience. If I called the no named insurance company and told them I don't like they way they do this and offer to send the the check back, would they be willing to deal directly with a body shop. Do I have any rights in this regard.
Frankly, I just don't have the time to hop around from body shop to body shop looking for someone to do the work for a price the insurance company thinks is right.