I got a response from Britax about this, which I copy in full below for others who may be in the same situation. I also include two photos they sent me. Thanks for all the help, and hopefully this information will help someone else.
In summary: my installation is ok as long as the child weighs less than 65 pounds, which is the weight up to which the carseatblog.com Frontier 85 review says the top tether is optional. (I couldn't find this information in the user guide, I wish they would put these fun details in there!)
I'm going to keep things as-is for now, until my daughter is 65 pounds, and then do something else which I haven't quite decided on yet. If the growth charts are to be believed, she might be close to outgrowing harness mode by height by then anyway. Not sure how excited I would be about option "B" below (second photo).
Emails to/from Britax below:
On Mon, Mar 31, 2014 at 3:08 PM, US-customer service <US-customerservice@britax.com> wrote:
We wanted to confer with our CPS Advocate Manager about the different installs and fits. Please find below their response to the situation at hand.
You can:
A. Put the vehicle head restraint on backwards OR raise it (as in picture attached) so it doesn’t push Frontier forward and put tether between head restraint posts so it stays up on vehicle seat back.
B. See 2nd photo I have attached. Pull tether up on top of vehicle seat back and remove slack. Then take the excess length of tether and wrap around the “V” of the tether 3 or 4 times and loop around. It keeps it up on the vehicle seta back.
C. If they cannot figure out how to do either of these methods – under 65 lbs. in harness mode they are okay where they are. Over 65 lbs. in harness mode they must find another seating position to use in harness mode OR convert to booster mode.
From: me to Britax
Subject: Re: Britax tether/ TT
Thank you for your response. I wonder if I could ask you for some further clarification, though, as I do not think that the solution you suggest will work. The car's headrest interferes with the Frontier 85 and so must be removed (it is not possible to turn the headrest around to eliminate the interference because the headrest legs are curved and will only go in one way). Could you please advise me on one of the following possibilities (or another if I you think I have missed something)?
1. My current installation is acceptable up to the harness mode weight limit (85 pounds).
2. My current installation is acceptable for children weighing less than 65 pounds which is the weight at which the top tether becomes required for harness mode seat belt installations (please correct me if I am wrong -- I read this in the carseatblog.com review of the Frontier 85 but can't find it in my user guide. The user guide only seems to say that using the top tether is always recommended).
3. My current installation is not acceptable, but would be acceptable for children weighing less than 65 pounds if I did not use the top tether at all. Note that this would mean that my tether installation is worse than not using the tether at all, which seems rather nonsensical.
4. My current installation is not acceptable, but you can suggest a different installation for the top tether which does not involve the vehicle headrest.
5. It is not possible to use the Frontier 85 in harness mode in this seating position.
Even if the vehicle headrest did not interfere with the Frontier 85, I would be concerned about the solution you suggest because the vehicle manual is clearly only considering the typical single-strap top tether which can pass between the headrest legs without pushing on them, not something like the V-shaped Britax tether. Do you have reason to believe that the headrest legs are designed for the significant sideways forces that the Versatether would exert during a crash if the Versatether were routed between the headrest legs as you suggest? Also, by this reasoning, would you also suggest that if installing a Britax seat on the outboard vehicle seats (which are of normal width) the Versatether should pass between the head rest legs rather than following a straight path to the tether anchor, since that is what the vehicle manual says to do (with a single tether strap)? This does not seem at all reasonable to me.
Thank you very much for your help.
On Mon, Mar 31, 2014 at 10:16 AM, US-customer service <US-customerservice@britax.com> wrote:
Thank you for your recent email. The tether in your vehicle should be routed through the head rest legs as stated in your user guide [by user guide Britax rep is referring to vehicle owner's manual]. Please make the proper corrections to your tether.