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  1. #1
    Member
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    Jun 2012
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    Exclamation Help, need info to show seats unsafe after accident asap

    Hi,
    I need a way to convince my insurance company that my car seat that was unoccupied at the time of a minor accident is no longer safe and needs to be replaced. They are willing to pay for replacement of the seat that was occupied but not my second seat. Can anyone direct me to some information that I can show them that the seats are now unsafe? Graco says after any accident, the seats need to be replaced.
    Thank you.

    BTW, both seats have already been replaced, I'm just looking for the cost to be covered.

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  3. #2
    Member
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    Jun 2012
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    Exclamation need info to show car seat unsafe after minor accident

    Not sure where to post this but...
    I need a way to convince my insurance company that my car seat that was unoccupied at the time of a minor accident is no longer safe and needs to be replaced. They are willing to pay for replacement of the seat that was occupied but not my second seat. Can anyone direct me to some information that I can show them that the seats are now unsafe? Graco says after any accident, the seats need to be replaced. ( I have 2 myride65)
    Thank you.

    BTW, both seats have already been replaced, I'm just looking for the cost to be covered.

  4. #3
    CPS Fanatic Brianna's Avatar
    Join Date
    Feb 2011
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    4,496

    Re: need info to show car seat unsafe after minor accident

    The MyRide manual states not to use the seat after a crash- there is no stipulation for unoccupied seats. Have you showed them the manual?

    The godkids are growing!
    J 9/09 and J&A 1/15

  5. #4
    CPS Technician gsdguenter's Avatar
    Join Date
    Jul 2009
    Location
    New Hampshire
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    1,162
    Did you photocopy Graco's statement in the manual that says you need to replace them?


  6. #5
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    Jun 2012
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    Re: Help, need info to show seats unsafe after accident asap

    I was planning on doing that but I wanted additional info from a respected source, if it is out there to back me up. I looked at NHTSA and they would consider it a minor accident according to their criteria and that the seats don't need to be replaced but Graco says they do. Who do I believe?

  7. #6
    CPS Technician gsdguenter's Avatar
    Join Date
    Jul 2009
    Location
    New Hampshire
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    1,162
    You go with the manufacturer


  8. #7
    Carseat Crazy
    Join Date
    Dec 2008
    Posts
    501

    Re: Help, need info to show seats unsafe after accident asap

    You might also look up regulations from the department of insurance for your state.
    Katherine mommy to Emma 5/06 (2 Big Kids) and Ellie 6/10 (Zebra FR90 and FF TF)

  9. #8
    Member
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    Jun 2012
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    40

    Re: Help, need info to show seats unsafe after accident asap

    Great, Thanks!!!!

  10. #9
    Moderator - CPS Technician
    Join Date
    Mar 2010
    Location
    upstate NY
    Posts
    3,973

    Re: Help, need info to show seats unsafe after accident asap

    You believe Graco, since they are the ones that will be on the hook if your seat fails in an accident. Photocopy/scan that portion of the manual and send it to your insurance company. Write a letter to the effect of "You can see that Graco recommends that my unoccupied child restraint be replaced after any accident. If I continue to use the seat and it fails in a future accident, Graco will therefore not be liable for any resulting injury to my child. Since it is your position that the child restraint is safe to continue using, I will take your refusal to pay for replacing the child restraint as an indication that your company is willing to accept the liability if the child restraint does fail in the future."
    Cutie #1 (13 years) 5-stepping
    Cutie #2 (10 years) riding in a Safety 1st Incognito

    Cutie #3 (7 years) riding in a Chicco KidFit
    Cutie #4 (6 years) riding in a Frontier
    Cutie #5 (3 years) riding in a Nuna Rava

  11. #10
    Member
    Join Date
    Jun 2012
    Posts
    40

    Re: Help, need info to show seats unsafe after accident asap

    JJordan, That is great. Thank you for the suggestion and putting it so perfectly!

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