SillyLily
New member
I was in a very minor accident on Saturday. I was backing out, and another vehicle backed into me. I drive a sedan, he was driving a Chevy Avalanche. The three car seats in the car were a Radian, a Britax Chaperone, and a Maxi Cosi Priori. All three seats were occupied. The accident was at very, very slow speeds (I was stopped, he was probably going between 5-10 mph). It was enough to make my car jump, but that was it. There were no injuries, the airbags did not deploy on either vehicle.
Normally, I would feel perfectly comfortable with continuing to use the seats. However, I am concerned because I just got an estimate on the damages to the car, and they are $4,400! I just can't wrap my mind around continuing to use seats after an accident that may have "totaled" my car. The damage seems fairly minimal to the naked eye, but it was obviously more severe than I realized.
Should I continue to use the seats? Or should I ask the insurance company to replace them? Is it worth it to fight with the insurance if they balk? I am sure this will most likely be ruled "no fault" or "both parties at fault" since it was a parking lot accident and we were both backing up (although my insurance may fight it, since I wasn't moving when he hit).
Any help would be greatly appreciated.
Normally, I would feel perfectly comfortable with continuing to use the seats. However, I am concerned because I just got an estimate on the damages to the car, and they are $4,400! I just can't wrap my mind around continuing to use seats after an accident that may have "totaled" my car. The damage seems fairly minimal to the naked eye, but it was obviously more severe than I realized.
Should I continue to use the seats? Or should I ask the insurance company to replace them? Is it worth it to fight with the insurance if they balk? I am sure this will most likely be ruled "no fault" or "both parties at fault" since it was a parking lot accident and we were both backing up (although my insurance may fight it, since I wasn't moving when he hit).
Any help would be greatly appreciated.